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Denise Winston, founder of the personal financial education website Money Starts Here and a banker for more than 25 years, says she's "seen it all" when it comes to cheating spouses and how their shopping habits have brought them down.

Therefore, she says, if you suspect adultery, gather statements from the past year and scrutinize each line item for funny business.

Remember, too, that what goes around often comes around.

Gargano recalls a woman who discovered her husband had a lover by checking his charging activity.

Here's how to detect evidence of a love crime with some simple financial sleuthing.

Sniff out suspicious spending Take a tip from private detectives working on infidelity cases: Before blindly accusing, check credit and checking account statements for odd spending activity.

Many are found out by their fishy charging and spending habits.Among the red flags are unexplained and implausible charges for: Indeed, some expenditures will stand out dramatically (it's tough to justify Victoria's Secret purchases for a client), but others might not be such obvious markers. In the case of an unusually expensive gas bill, for example, ask about it and listen for nonsensical excuses."Cheaters come up with stories, like 'I had to go to Bob's and I knew you'd be mad.'" says Winston.If it's at a location they aren't supposed to be, the spouse may be up to something.We look for patterns -- taking out a certain amount of money or a certain time of day.

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